Fixed-term staking
A stated rate, a printed accrual schedule, and the exit penalty next to it.
Available terms
| Term | Length | Rate | Minimum | Maximum | Accrual | Early exit | Actions |
|---|---|---|---|---|---|---|---|
| Flexible | — | 3.20% p.a. | US$100 | US$50,000 | Daily | None — withdraw any time | Stake |
| 30 days | 30d | 5.60% p.a. | US$250 | US$50,000 | Daily, paid at maturity | Forfeit accrued interest | Stake |
| 90 days | 90d | 8.40% p.a. | US$500 | US$100,000 | Daily, paid at maturity | Forfeit interest + 1.0% of principal | Stake |
| 180 days | 180d | 11.20% p.a. | US$1,000 | US$100,000 | Daily, paid at maturity | Forfeit interest + 2.0% of principal | Stake |
| 365 days | 365d | 14.00% p.a. | US$2,500 | US$250,000 | Daily, paid quarterly | Forfeit interest + 3.0% of principal | Stake |
Showing 5 of 7. Rates are annualised and accrue on the principal only — interest does not compound within a term. Every Stake button above resolves to /staking/:id, which exists.
Staked principal is returned in full on an early exit
Only the accrued interest and the stated penalty are forfeited, and both are printed on the stake before you commit.
What is under a term
A term is not a token. Each one sits over a basket of the instruments this desk already trades, so a holder can look the contents up on the markets page rather than take the name on trust.
Longer term, higher rate, heavier penalty — in that order and for that reason. A rate that does not rise with the lock-up is not a term product, it is a decoration.
How a term runs
01
You choose the length
The rate, the minimum, the accrual schedule and the early-exit penalty are all printed on the term before you commit to it. Nothing about the price arrives later.
02
Interest accrues daily
Accrual starts the day the stake is placed and is visible from the first day, whether the term pays at maturity or quarterly.
03
It matures
Principal and interest are returned to your spending balance on the maturity date. Nothing rolls over on its own — a term that renewed itself would be a term you did not agree to.
04
Or you leave early
Principal comes back in full. You forfeit the accrued interest and the stated percentage, both of which were on the term when you opened it.
Before you stake
Is the rate fixed for the term?
Yes. The rate printed when you open a term is the rate that term pays, for its whole length. A rate that moved after you committed would make the penalty meaningless.
Can I add to a stake?
Not to an existing one — the term and its rate belong to the amount you opened it with. You can open a second stake alongside it at whatever rate is current.
What happens if I need the money?
Take the early exit. Principal returns in full, and you give up the accrued interest and the stated percentage. Nothing is locked away from you; leaving simply has a price you were shown.
Where does the yield come from?
From the basket the term sits over, which is why the length and the rate move together. This is a template — a live site must state its own source here before taking a deposit.
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Trading leveraged instruments carries risk to your capital and most retail accounts lose money. Figures shown throughout this site are worked examples, not quotes. Every symbol named refers to a publicly listed security and appears as market data; no issuer named endorses or is affiliated with this platform.

